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HUD Florida
HUD has four offices in Florida. These are located in Jacksonville, Orlando, Miami and Tampa. One should know about the jurisdiction under which their locations fall so as to contact an appropriate HUD office for issues concerning homeownership and rental assistance. Jacksonville has the largest jurisdiction with 36 counties under it whereas Orlando has the smallest with just 9 counties falling under it. The other two offices, Miami and Tampa, have 10 and 12 counties under them. Here is the complete list of counties falling under the four HUD offices: Jacksonville Alachua, Baker, Bay, Bradford, Calhoun, Columbia, Clay, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Levy, Liberty, Madison, Marion, Nassau, Okaloosa, Putnam, St. Johns, Santa Rosa, Suwannee, Taylor, Union, Wakulla, Walton, and Washington Orlando Brevard, Indian River, Lake, Okeechobee, Orange, Osceola, St. Lucie, Seminole, and Volusia Miami Broward, Charlotte, Collier, Dade, Glades, Hendry, Lee, Martin, Monroe, and Palm Beach Tampa Citrus, De Soto, Hardee, Hernando, Highlands, Hillsborough, Manatee, Pasco, Pinellas, Polk, Sarasota, and Sumter Here are the contact addresses for HUD offices in Florida: Charles E. Bennett Federal Building 400 W. Bay Street, Suite 1015 Jacksonville, FL 32202 Phone: (904) 232-2627 Brickell Plaza Federal Building 909 SE First Avenue, Room 500 Miami, FL 33131-3028 Phone: (305) 536-5678 3751 Maguire Blvd., Suite 270 Orlando, FL 32803 Phone: (407) 648-6441 Timberlake Federal Building 500 E. Zack Street, Suite 402 Tampa, FL 33602-2945 Phone: (813) 228-2026 Florida HUD Homes for Sale

One can find the listing of Florida HUD Homes for Sale on HUD Home Store, a website that list all the residential properties that come under the possession of Department of Housing and Urban Development through foreclosures. These homes are available for owner-occupant buyers on a priority basis, but investors are also allowed to place bids for the same if they do not sell during the exclusive listing period.

The Federal Housing Administration can help you own a home even if you do not have enough funds to make down payment at closing. The credit requirements have also been made flexible under FHA insurance programs. Generally, one needs to put down just 3.5 percent of the home value at closing. Some HUD programs even help you pay this much amount. There is one special HUD program known as $100 down payment, which is available for Florida residents only.

Some of the other statewide homeownership programs funded by HUD include the following:

Florida Association for Community Action
Florida Department of Community Affairs
Florida Housing Finance Corporation
Habitat for Humanity
Community Development Block Grants (CDBG)
HOME Investment Partnership Program
State Housing Initiatives Partnership (SHIP) Program
USDA Rural Housing Services

Apart from these, HUD offers rental assistance through subsidized apartments and Section 8 (also known as Housing Choice Vouchers).

Website: www.hud.gov